Change Your Loan Change Your Life. Lydia Shina with Silverton Mortgage is a full service mortgage broker providing loans for first time home buyers to retirees, second homes, investment properties and full commercial loans. VA, FHA, conventional, construction and rehab loans, bank statement loans, and many more creative options. Lydia will walk you through the process and stay as your liaison for the life of the loan. With 24 years in the industry, Lydia is your go-to for all things mortgage!